:root{
  --bg:#fbf8f1;
  --surface:#ffffff;
  --ink:#171510;
  --muted:#6f695f;
  --gold:#b98a2a;
  --gold2:#d8b45a;
  --gold-soft:#f2e7c9;
  --silver:#9fa3a7;
  --silver-soft:#eef0f2;
  --terracotta:#b76546;
  --line:#e9e2d5;
  --dark:#17140f;
  --ok:#2d6a4f;
  --shadow:0 18px 55px rgba(57,45,22,.10);
  --radius:24px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Arial, sans-serif;
  color:var(--ink);
  background:linear-gradient(180deg,#fff 0%,var(--bg) 44%,#fff 100%);
  line-height:1.6;
}
a{color:inherit}
img{max-width:100%;display:block}
.container{width:min(1180px,calc(100% - 36px));margin:auto}
.topbar{
  background:#1d1811;color:#f8f2e7;font-size:13px;padding:8px 0;text-align:center;
}
.nav{
  position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);
  backdrop-filter:blur(16px);border-bottom:1px solid rgba(233,226,213,.8)
}
.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:78px}
.brand img{height:54px;width:auto}
.navlinks{display:flex;gap:24px;align-items:center;font-size:14px;color:#3e382f}
.navlinks a{text-decoration:none}
.navlinks a:hover{color:var(--gold)}
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:13px 20px;border-radius:999px;text-decoration:none;font-weight:700;border:1px solid transparent;transition:.2s ease;
}
.btn-primary{background:linear-gradient(135deg,var(--gold),#d3a94e);color:#15120c;box-shadow:0 12px 25px rgba(185,138,42,.22)}
.btn-primary:hover{transform:translateY(-1px)}
.btn-ghost{border-color:#d8c8a3;background:#fff;color:#4b3e25}
.hero{padding:74px 0 44px;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;padding:8px 12px;border-radius:999px;background:#fff7df;color:#7a5711;border:1px solid #f0dfb1;font-size:13px;font-weight:700}
h1,h2,h3{font-family:Georgia, "Times New Roman", serif;line-height:1.12;margin:0}
h1{font-size:clamp(44px,6vw,76px);letter-spacing:-2px}
h2{font-size:clamp(32px,4vw,52px);letter-spacing:-1px}
h3{font-size:24px}
.gold-text{color:var(--gold)}
.hero p{font-size:18px;color:var(--muted);max-width:720px;margin:22px 0}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.hero-visual{
  min-height:520px;position:relative;border-radius:36px;
  background:
    radial-gradient(circle at 20% 10%,rgba(221,188,97,.33),transparent 35%),
    radial-gradient(circle at 80% 75%,rgba(164,168,173,.24),transparent 32%),
    linear-gradient(145deg,#fff,#f8f0df);
  border:1px solid #eadfc9;box-shadow:var(--shadow);overflow:hidden;
}
.hero-visual .icon{position:absolute;width:210px;left:50%;top:50%;transform:translate(-50%,-50%);filter:drop-shadow(0 16px 24px rgba(66,45,12,.12))}
.metal-card{
  position:absolute;padding:18px 20px;border-radius:20px;background:rgba(255,255,255,.9);border:1px solid rgba(255,255,255,.85);
  box-shadow:0 18px 35px rgba(52,42,22,.12);backdrop-filter:blur(8px)
}
.metal-card.gold{left:28px;bottom:34px}
.metal-card.silver{right:28px;top:34px}
.metal-card small{display:block;color:var(--muted)}
.metal-card strong{font-size:20px}
.trust-strip{padding:14px 0 40px}
.trust-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:10px}
.trust-item{background:#fff;border:1px solid var(--line);padding:16px;border-radius:18px;text-align:center;font-size:13px;font-weight:700;color:#544b3f}
.section{padding:78px 0}
.section.alt{background:#fff}
.section-head{max-width:780px;margin:0 auto 38px;text-align:center}
.section-head p{color:var(--muted);margin:14px auto 0}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 10px 32px rgba(68,56,32,.06)
}
.card p{color:var(--muted)}
.icon-dot{width:46px;height:46px;border-radius:14px;display:grid;place-items:center;background:#fff7df;border:1px solid #ecd79d;margin-bottom:18px;font-size:22px}
.products{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.product{position:relative;overflow:hidden}
.product.gold{background:linear-gradient(145deg,#fffaf0,#f7e7b9)}
.product.silver{background:linear-gradient(145deg,#fbfbfc,#e9edf1)}
.product .label{font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}
.product ul{margin:18px 0 0;padding-left:20px;color:#5f584e}
.rate-placeholder{margin-top:22px;padding:16px;border-radius:16px;background:rgba(255,255,255,.7);border:1px dashed #d8c7a1;color:#594a2d;font-weight:700}
.flow{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px}
.step-num{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:#1c1711;color:#fff;font-weight:800;margin-bottom:14px}
.step p{color:var(--muted);font-size:14px}
.security{
  display:grid;grid-template-columns:.9fr 1.1fr;gap:36px;align-items:center;
  background:linear-gradient(135deg,#17130e,#2a2115);color:#fff;border-radius:34px;padding:38px;overflow:hidden
}
.vault-art{
  min-height:350px;border-radius:26px;background:
  radial-gradient(circle at 50% 45%,rgba(213,173,80,.28),transparent 34%),
  linear-gradient(145deg,#2a2d2f,#0f1011);display:grid;place-items:center;position:relative;border:1px solid rgba(255,255,255,.1)
}
.vault-ring{width:190px;height:190px;border-radius:50%;border:22px solid #a8adb0;box-shadow:inset 0 0 0 8px #34393d,0 0 0 5px #d2ab54;display:grid;place-items:center;font-size:50px}
.security p{color:#d9d2c7}
.security-list{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:20px}
.security-list div{padding:14px;border-radius:14px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.08)}
.ecosystem{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;align-items:stretch}
.eco{background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px;text-align:center}
.eco .arrow{font-size:24px;color:var(--gold)}
.note{margin-top:18px;padding:16px 18px;border-radius:14px;background:#fff7df;border:1px solid #ecd79d;color:#624913;font-size:14px}
.app-preview{display:grid;grid-template-columns:1fr 1fr;gap:34px;align-items:center}
.phone{
  width:300px;max-width:90%;margin:auto;background:#111;border-radius:42px;padding:14px;box-shadow:0 30px 55px rgba(0,0,0,.18)
}
.phone-screen{background:#fffaf0;border-radius:30px;min-height:530px;padding:22px}
.phone-screen .mini-logo{width:110px;margin:0 auto 24px}
.balance{background:linear-gradient(145deg,#1f1a12,#3f3422);color:#fff;padding:18px;border-radius:18px;margin:16px 0}
.mini-row{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.mini-card{background:#fff;border:1px solid var(--line);padding:14px;border-radius:14px}
.faq{max-width:880px;margin:auto}
details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px 20px;margin:12px 0}
summary{cursor:pointer;font-weight:800}
details p{color:var(--muted)}
.cta{
  text-align:center;background:linear-gradient(145deg,#fff7df,#f1dfad);border:1px solid #e8d299;border-radius:34px;padding:44px
}
.footer{background:#16130f;color:#e8e0d4;padding:54px 0 22px;margin-top:70px}
.footer-grid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:34px}
.footer h4{margin:0 0 12px;color:#fff}
.footer a{display:block;color:#cfc6b9;text-decoration:none;margin:8px 0;font-size:14px}
.footer p{color:#bdb4a7;font-size:14px}
.footer .brand img{height:58px;filter:brightness(1.08)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.08);margin-top:34px;padding-top:18px;font-size:12px;color:#9e9588}
.page-hero{padding:64px 0 34px}
.page-hero p{color:var(--muted);max-width:760px}
.prose{max-width:900px;margin:auto;background:#fff;border:1px solid var(--line);border-radius:26px;padding:34px;box-shadow:0 12px 36px rgba(68,56,32,.05)}
.prose h2{font-size:28px;margin:28px 0 10px}
.prose h3{font-size:21px;margin:24px 0 8px}
.prose p,.prose li{color:#5f584e}
.prose a{color:#8c6519}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.contact-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:26px}
.badge{display:inline-flex;padding:7px 10px;border-radius:999px;background:#edf7f1;color:#2d6a4f;font-size:12px;font-weight:800}
@media (max-width:960px){
  .navlinks{display:none}
  .hero-grid,.security,.app-preview,.contact-grid{grid-template-columns:1fr}
  .cards{grid-template-columns:1fr 1fr}
  .trust-grid{grid-template-columns:repeat(2,1fr)}
  .flow,.ecosystem{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  .hero-visual{min-height:460px}
}
@media (max-width:620px){
  .container{width:min(100% - 24px,1180px)}
  .hero{padding-top:44px}
  h1{font-size:46px}
  .cards,.products,.flow,.ecosystem,.footer-grid,.security-list{grid-template-columns:1fr}
  .trust-grid{grid-template-columns:1fr}
  .hero-visual{min-height:400px}
  .hero-visual .icon{width:165px}
  .metal-card{padding:13px 14px}
  .brand img{height:46px}
  .section{padding:56px 0}
  .prose{padding:24px}
}


/* ===== EkRatti v2 mobile refinement patch ===== */
@media (max-width:620px){
  .topbar{
    font-size:11px;
    line-height:1.35;
    padding:6px 12px;
  }
  .nav-inner{
    min-height:72px;
  }
  .brand img{
    height:54px;
  }
  .nav .btn{
    padding:10px 15px;
    font-size:14px;
  }
  .hero{
    padding-top:34px;
    padding-bottom:34px;
  }
  .hero p{
    margin:16px 0;
  }
  .hero-actions{
    gap:10px;
  }
  .footer{
    padding-top:42px;
  }
  .footer a,
  .footer p{
    font-size:15px;
    line-height:1.65;
  }
  .footer-bottom{
    font-size:13px;
    line-height:1.6;
  }
}
.partner-footnote{
  margin-top:14px;
  text-align:center;
  font-size:12px;
  color:#7a7268;
}